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Finance Flash Go! Episode #54: Target Date Retirement Funds

Today on the Finance Flash Go! podcast, we’re going to discuss target date retirement funds.

Listen to the full episode and subscribe here!

Target date funds are funds offered by many brokerages in which they base the asset allocation on the estimated year that you plan to retire.

target date retirement funds

The funds are generally composed of index funds in select stock/bond allocations that decrease in risk as you approach your targeted retirement year. The asset rebalancing is performed automatically by the fund without you needing to actively do anything.

The disadvantage of target date funds are that their expense ratio is typically a bit higher than just doing the work yourself. However, the increase in fees is not typically large.

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I really hope that you all enjoy the Finance Flash Go podcast! We plan to release a new episode every weekday answering important finance questions. If you ever want to submit a question to our podcast, send an e-mail to [email protected]

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    Jordan Frey MD, a plastic surgeon in Buffalo, NY, is one of the fastest-growing physician finance bloggers in the world. See how he went from financially clueless to increasing his net worth by $1M in 1 year and how you can do the same! Feel free to send Jordan a message at [email protected]

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