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August 20, 2026

How I Upgraded My Financial Plan From Tracking Net Worth to Understanding My Financial Future

Translating my spreadsheet into a real-time financial dashboard
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August 19, 2026

Appreciation Is Not Created Equal: How Physician Real Estate Investors Should Think

Why I underwrite for cash flow and forced appreciation, and treat market appreciation as a bonus.
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August 11, 2026

Becoming a Physician…The Investment Analyzed

I ran the numbers on tuition, loans, residency pay, and attending income.
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August 7, 2026

Am I No Longer in My Prudent Era?

After paying off debt and building a solid net worth, I’m learning that prudence can mean spending more intentionally.
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August 3, 2026

One Year Later: Why This Physician Is Still Buying Bitcoin After a 21.51% Loss

A $100 weekly experiment reinforced the value of position sizing, dollar-cost averaging, and a written financial plan.
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July 28, 2026

Tax Filing Is Not Tax Planning: What Physicians Need to Know

From withholding and 1099 income to business entities and retirement plans, the best opportunities require year-round attention.
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July 24, 2026

Your Retirement Number Is Probably Bigger Than You Think

Why a high physician income does not guarantee financial independence—and how to calculate what you actually need.
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July 20, 2026

Why I Prefer Cash-on-Cash Return over Capitalization Rates

Cap rate helps value a property, but cash-on-cash return tells me how hard my actual investment is working.
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July 16, 2026

I’m $823,000 Ahead of My Expected Net Worth. Here’s Why

I started more than $400,000 in the hole. Here is what changed.
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July 13, 2026

10 Easy Slump-Busting Moves to Optimize Your Financial Journey

Small, practical steps to help physicians rebuild momentum, automate progress, and get their finances back on track.
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