Debt Archives » The Prudent Plastic Surgeon

Debt

November 10, 2025

Here’s how I weigh the math, emotion, and behavior behind the decision.

October 27, 2025

It started as a shortcut. It turned into the foundation of how I built lasting wealth.

October 22, 2025

Last week, a funny thing happened in the stock market. A couple of regional banks, Zions and Western Alliance to be specific, reported some bad

October 20, 2025

Doctors are high income earners, by definition. But we are often not high net worth individuals. So why doesn’t high income always convert to wealth?

October 1, 2025

A couple years ago, actually as I was interviewing for jobs at the end of my training, I had a conversation with another plastic surgeon

September 22, 2025

Market dips aren’t your biggest threat. Inflation, deflation, devastation, and confiscation are, and physicians need a plan for each.

September 19, 2025

Municipal bonds may sound boring, but for physicians in high tax brackets, they can deliver steady, tax-free income and protect your portfolio.

August 22, 2025

I recently shared an update of my student loan situation which essentially amounts to being stuck in some sort of weird purgatory. Basically, I stand

August 20, 2025

This is the ultimate debate in personal finance. 401k vs real estate. Who wins? What’s the best way? Why? You will find a lot of

August 18, 2025

I’ve said it before but I’ll say it again…I love real estate investing. Now that I’ve gotten more experience and have developed systems, the process