Debt

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July 7, 2025

I Dare You to Take the Checking Account Challenge

Over the past month, Selenid and I have been experimenting with what I call the “checking account challenge.” And we are finding it to actually

July 4, 2025

You Need to Stick to Your Financial Values, Not Opinions

In his fantastic book, Think Again, Adam Grant emphasizes the importance of defining our identity in terms of our values, rather than our opinions. This

July 2, 2025

Does the FIRE Movement Discourage Doctors?

I am a huge proponent of the FIRE movement, especially for doctors. For the uninitiated, FIRE stands for ā€œFinancial Independence, Retire Early.ā€ However, a lot

June 27, 2025

I Designed a DIY Financial Literacy Curriculum for Physicians

Every time that I give a talk to other doctors about the importance of financial well-being, I inevitably receive the same question afterwards. How do

June 4, 2025

At What Interest Rate Should You Invest Instead of Paying Off Debt?

It’s a question as old as the stock market itself. At what interest rate should someone invest instead of paying off debt. I get asked

May 12, 2025

Top 11 Ways That Doctors Should Invest Their Money

Let’s just get right into it! You already know what investments I really think you should avoid. So, what are the top 11 ways that

May 7, 2025

Unlocking Hidden Value: How Home Equity (Not Yours!) Can Strengthen Your Investment Portfolio

Awhile ago, I wrote a post about home equity agreements and how they were probably not a very good idea for doctors and why HELOCs

March 28, 2025

7 Financial Considerations of Pursuing a Fellowship

The decision to pursue a fellowship as a doctor can be a complicated one. There are a ton of factors to consider. However, not is

March 21, 2025

My Life as a Doctor in Student Loan Purgatory: Should PSLF Stay or Go?

For the past nearly 12 months, I have lived in the financial Twilight Zone that I can only and best call student loan purgatory. And

March 19, 2025

Analyzing the Return on My Medical Education

Go become a doctor. It will be worth it. Your education is the best investment that you can make. Don’t worry about the loans. You’ll