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October 23, 2026

We Have a HELOC. Here’s Why I’m Careful About Using It.

I’ve noticed an interesting phenomenon recently when it comes to the value of our home. And the more I’ve thought about it, the more I’ve

October 14, 2026

We Got Audited Again. This Time, We Knew What to Do.

A second New York State tax audit, a disputed $20,000 bill, and the documentation that made all the difference.

October 5, 2026

Basics Reminder: Your Physician Paycheck Can Do More Than Pay the Bills

The name of the game in wealth building, in reaching financial freedom, and establishing financial well-being is learning to convert earned income into passive income.

September 14, 2026

Renting to Section 8 Tenants: The Real Pros and Cons From 6 Years of Experience

After 6 years and a portfolio that’s roughly one-third Section 8, here’s what I’ve learned.

August 20, 2026

How I Upgraded My Financial Plan From Tracking Net Worth to Understanding My Financial Future

Translating my spreadsheet into a real-time financial dashboard

August 19, 2026

Appreciation Is Not Created Equal: How Physician Real Estate Investors Should Think

Why I underwrite for cash flow and forced appreciation, and treat market appreciation as a bonus.

August 14, 2026

The 5 Ways Debt Quietly Destroys Your Ability to Build Wealth as a Doctor

From student loans to car payments, debt can drain future investment growth, fuel lifestyle inflation, and limit flexibility.

August 7, 2026

Am I No Longer in My Prudent Era?

After paying off debt and building a solid net worth, I’m learning that prudence can mean spending more intentionally.

July 20, 2026

Why I Prefer Cash-on-Cash Return over Capitalization Rates

Cap rate helps value a property, but cash-on-cash return tells me how hard my actual investment is working.

July 17, 2026

Demystifying the 1031 Exchange: Should Doctors Use a 1031 Exchange?

How real estate investors can defer capital gains, keep more equity invested, and strategically upgrade their portfolios.