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August 20, 2026

How I Upgraded My Financial Plan From Tracking Net Worth to Understanding My Financial Future

Translating my spreadsheet into a real-time financial dashboard

August 19, 2026

Appreciation Is Not Created Equal: How Physician Real Estate Investors Should Think

Why I underwrite for cash flow and forced appreciation, and treat market appreciation as a bonus.

August 14, 2026

The 5 Ways Debt Quietly Destroys Your Ability to Build Wealth as a Doctor

From student loans to car payments, debt can drain future investment growth, fuel lifestyle inflation, and limit flexibility.

August 7, 2026

Am I No Longer in My Prudent Era?

After paying off debt and building a solid net worth, I’m learning that prudence can mean spending more intentionally.

July 20, 2026

Why I Prefer Cash-on-Cash Return over Capitalization Rates

Cap rate helps value a property, but cash-on-cash return tells me how hard my actual investment is working.

July 17, 2026

Demystifying the 1031 Exchange: Should Doctors Use a 1031 Exchange?

How real estate investors can defer capital gains, keep more equity invested, and strategically upgrade their portfolios.

July 16, 2026

I’m $823,000 Ahead of My Expected Net Worth. Here’s Why

I started more than $400,000 in the hole. Here is what changed.

June 29, 2026

What Doctors Should Know Before Becoming a “Limited Partner”

Private investments can offer access and diversification, but being a limited partner means understanding who controls the deal, how sponsors get paid, and where your

June 24, 2026

Should Doctors Hold Appreciated Assets Until Death?

Step-up in basis is one of the most powerful and misunderstood wealth transfer rules.

June 22, 2026

How Should Doctors Choose the Right Side Hustle?

Start with your goals, your season of life, and the sacrifices you are actually willing to make.