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Student Loan Refinancing

At The Prudent Plastic Surgeon, my goal is to help you navigate your financial well-being. This includes recommending good companies for student loan refinancing.

To do this, many of the products and services featured here and through the site may be from our affiliates and partners. Sometimes this means that I get paid when you use their services, at no extra cost to you.

I only will ever recommend financial resources that I have personally used or have vetted extensively and would choose to use myself!

Panacea Financial

student loan refinancing panacea financial

Panacea Financial is a nationwide digital bank built for doctors by doctors. As doctors themselves, they understand medical school refinance needs a custom approach to refinancing student debt. That is why they have four low fixed rates to choose from and do not consider your debt or income level when offering you their lowest rate unlike other companies. In addition they have:

  • No cosigners 
  • No maximums.
  • $100 payments while in training
  • Fully in-house servicing

Find out here how you can save on your student loans with refinance for doctors, by doctors.

Want to find out what other doctors are saying about Panacea Financial? Read their reviews here.

Panacea Financial is a division of Primis, Member FDIC.


student loan refinancing

I did my student loan refinancing through Credible. I shopped at a ton of different loan refinancing brokers and Credible was by far the best in terms of customer service as well as the rates that I received. If you are looking to refinance your student debt, I highly recommend using Credible. In fact, if you use the links included here and refinance with Credible, you can get up to $1,000 cash back*!

Here’s some more specific info about the advantages and perks of refinancing through Credible:

  • Actual prequalified rates from multiple lenders in 3 minutes.
  • Checking rates on Credible is free and will not impact your credit score.
  • Credible is an online marketplace that provides qualified borrowers with competitive, personalized loan offers from multiple, vetted lenders in real time.
  • Refinance federal, private and ParentPLUS loans.
  • You could lower your interest rate or reduce your monthly payment.
  • Compare prequalified rates from multiple, vetted lenders in as little as 2 minutes.
  • Checking your rates won’t affect your credit score.
  • Get your final offer in as little as 1 business day.
  • Credible’s partner lenders do not charge prepayment penalties, loan application fees, or origination fees.
  • Using Credible is free. Although our partner lenders do pay us a fee, the fee does not affect your loan terms or the loan amount you pay the lender.
  • Best Rate Guarantee. If we can’t find you the best student loan refinance rate, we’ll give you $200. See Terms.

*Welcome bonus is paid via e-giftcard