General Disclaimer

The information on this website, our newsletter, and any associated materials (“Content”) is provided by The Prudent Plastic Surgeon for educational and informational purposes only. By reading or using the Content, you agree to the terms of this disclaimer.

Not Investment Advice

The Content does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Nothing in this newsletter should be construed as a personal recommendation or advice to buy, sell, or hold any investment or security. All Content is provided for general informational purposes only and should not be relied upon for making investment decisions.

You should not make any investment decision based solely on the Content without first consulting with qualified financial advisors, conducting your own research, and considering your individual financial circumstances, investment objectives, and risk tolerance.

The Content is designed to share general financial education and the personal experiences of physicians. It is not tailored to your individual situation.

No Investment Advisory Relationship

No investment advisory, fiduciary, or similar relationship is created between the Prudent Plastic Surgeon and any reader through the provision of this Content. We are not acting as your investment advisor, financial planner, or fiduciary in any capacity.

Regulatory Compliance

The Prudent Plastic Surgeon is not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator. The Content is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to local law or regulation.

Forward-Looking Statements

This newsletter may contain forward-looking statements, opinions, and projections regarding future market conditions, company performance, or economic trends. These statements are based on current expectations and assumptions and are subject to significant risks and uncertainties. Actual results may differ materially from those expressed or implied in forward-looking statements.

Risk Warnings

Investment Risk: All investments carry risk, including the potential for loss of principal. Past performance is not indicative of future results. The value of investments and any income from them can go down as well as up, and you may not recover the amount originally invested.

Market Risk: Financial markets are volatile and unpredictable. Market conditions can change rapidly, and investment values can fluctuate significantly.

Currency Risk: Investments denominated in foreign currencies are subject to currency exchange rate fluctuations.

Information Sources and Accuracy

While we strive to ensure the accuracy of the Content, the Prudent Plastic Surgeon makes no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of any information presented. Information may be obtained from third-party sources that we consider reliable, but we cannot guarantee their accuracy.

The Content may contain errors, omissions, or outdated information. We reserve the right to correct any errors and update information without prior notice.

Limitation of Liability

To the fullest extent permitted by law, The Prudent Plastic Surgeon and its affiliates are not liable for any losses, damages, or other consequences arising from your use or reliance on the Content, including but not limited to investment losses, omissions, or technical issues.

Intellectual Property

All Content is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from the Content without our express written permission.

Personal Use and Legal Compliance

The Content is for your personal, non-commercial use. You are responsible for ensuring that your use of the Content complies with all applicable laws and regulations.

Data Protection

We are committed to protecting your privacy in accordance with applicable U.S. data protection laws, including relevant state privacy regulations. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

Amendments

We reserve the right to modify this disclaimer at any time without prior notice. Continued use of our Content following any changes constitutes acceptance of the revised disclaimer.

Governing Law

This disclaimer and any disputes arising from or relating to the Content shall be governed by and construed in accordance with United States Law. Any disputes shall be subject to the exclusive jurisdiction of the United States courts.

Contact Information

If you have any questions regarding this disclaimer, please send us a direct message.


By continuing to read this newsletter, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

Last updated: 10/13/2025