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Life/Disability Insurance

At The Prudent Plastic Surgeon, my goal is to help you navigate your financial well-being. This includes referring you to honest, independent insurance brokers that will help you get the right insurance for the right price.

To do this, many of the products and services featured here and through the site may be from our affiliates and partners. Sometimes this means that I get paid when you use their services, at no extra cost to you.

I only will ever recommend financial resources that I have personally used or have vetted extensively and would choose to use myself!

Deighton Financial


Bob Deighton of Deighton Financial Services has over 30 years of experience as an independent life and disability insurance broker with over 30 companies, licensed in 48 states. Bob actually worked with me to get my term life insurance and own-occupation disability insurance.

He was extremely personal, available, and worked creatively to get me great policies that fit my unique situation!

Check out some great informational videos from Bob here!

Contact Info:

(866) 365-6558
[email protected]

Physician Financial Services


Larry Keller CFP, CLU, ChFC, RHU, LUTCF of Physician Financial Services has been an advocate for physician financial education for a long time. He has lectured to physicians nationally and even gave me my first copy of The White Coat Investor. He specializes in term life and own-occupation disability insurance. 

Contact Info:

(516) 677-6211
[email protected]


PearsonRavitz empowers physicians to protect life’s most valuable financial assets — their income — and life’s most important people —their families. The company is led by its founders, Stephanie Pearson, MD, FACOG and Scott Ravitz. Injured in the prime of her career, Stephanie took an unexpected journey to becoming an advocate and advisor for physician insurance. Scott, a longtime broker and insurance expert to the medical community, was a natural advisor and behind-the-scenes colleague for Stephanie. The partnership of PearsonRavitz wields the duo’s powerful combined skill set — and has made them sought-after experts on the basics and nuances of disability and life insurance for doctors.

Panacea Financial

Panacea Financial takes a new approach to educating physicians and medical students in the world of insurance without any jargon filled sales pitch, no steak dinners – instead they personally walk you through what you need as a student, resident, fellow or an attending and shop the market for your best options.

panacea financial

Here is their process:

  1. Answer an 8 question survey (information is not sold)
  2. Panacea shops the market with >10 insurance companies
  3. They share your options with you and help you pick your best option

Get your free insurance consultation here for doctors, by doctors.

Want to find out what other doctors are saying about Panacea Financial? Read their reviews here.

Insurance Products are: Not a deposit, not FDIC-Insured, not insured by any federal or government agency, not guaranteed by the institution, and may go down in value.