Debt Archives » The Prudent Plastic Surgeon

Debt

All Posts

December 8, 2025

Scarcity vs. Abundance: The mindset shift that changes everything for physicians

A practical mindset algorithm to help physicians create margin, invest smarter, and reduce financial stress.

December 3, 2025

Real Estate Depreciation: The Powerful Yet Misunderstood Tool for Investors

Real estate is an incredible investment vehicle for so many reasons (cash flow, appreciation, leverage) but one of its most underappreciated superpowers is depreciation. It’s

November 28, 2025

I Hate Using Credit Cards (And Don’t @ Me About Points!)

Credit cards look harmless, until you see the real cost behind the perks.

November 21, 2025

The OBBB Loan Overhaul: A Doctor’s Guide to What’s Changing

Clear explanations of how the new rules impact med students, residents, and attendings.

November 19, 2025

The First 7 Steps I Recommend When Doctors Feel Stuck

If money feels heavy or confusing, start here.

November 14, 2025

50 Year Mortgages: The Worst Financial Idea Ever?

More debt, more interest, less wealth. Let’s break down the math.

November 10, 2025

Should you invest or pay off debt first?

Here’s how I weigh the math, emotion, and behavior behind the decision.

October 27, 2025

The 1/3 Rule That Helped Me Build Wealth Fast

It started as a shortcut. It turned into the foundation of how I built lasting wealth.

October 22, 2025

Bad Loans & Regional Banks: Omen of a Market Crash or Blip in the Road?

Last week, a funny thing happened in the stock market. A couple of regional banks, Zions and Western Alliance to be specific, reported some bad

October 20, 2025

5 Important Wealth Building Strategies for Late Career Doctors

Doctors are high income earners, by definition. But we are often not high net worth individuals. So why doesn’t high income always convert to wealth?