Blog » The Prudent Plastic Surgeon

July 24, 2026

Your Retirement Number Is Probably Bigger Than You Think

Why a high physician income does not guarantee financial independence—and how to calculate what you actually need.

July 22, 2026

I Can Justify the Cost. I’m Not Sure I Can Prove It.

An honest look at private school, parental guilt, opportunity cost, and a decision we may never know was right.

July 20, 2026

Why I Prefer Cash-on-Cash Return over Capitalization Rates

Cap rate helps value a property, but cash-on-cash return tells me how hard my actual investment is working.

July 19, 2026

The Best Part of My Job Is Giving Patients Hope

Why breast reconstruction remains one of the most challenging and rewarding parts of my career.

July 17, 2026

Demystifying the 1031 Exchange: Should Doctors Use a 1031 Exchange?

How real estate investors can defer capital gains, keep more equity invested, and strategically upgrade their portfolios.

July 16, 2026

I’m $823,000 Ahead of My Expected Net Worth. Here’s Why

I started more than $400,000 in the hole. Here is what changed.

July 13, 2026

10 Easy Slump-Busting Moves to Optimize Your Financial Journey

Small, practical steps to help physicians rebuild momentum, automate progress, and get their finances back on track.

July 10, 2026

A Practical Guide to Halal Investing for Physicians

Inspired by an email from a member of the PPS community.

July 8, 2026

What Our Short Term Rental Taught Us About Long Term Real Estate Investing

After testing short-term rentals firsthand, we learned that more cash flow potential can also mean more complexity, volatility, and work.

July 7, 2026

Should You Invest When the Stock Market Is at an All-Time High?

The S&P 500 is near record levels again. That doesn’t mean you missed your chance, it means your plan matters more than timing.

July 3, 2026

Physician Burnout is Rising…Let's Revisit Specialty Lifestyles.

We often compare specialties by compensation, but the important question is what each career can ask of your time, energy, and control.

July 1, 2026

Should Physicians Own Bond Funds?

Individual bonds get attention, but low-cost bond funds may be the simpler and smarter choice for most doctors.

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