If you’re a physician looking for a proven roadmap to real estate investing, the Zero-to-Freedom Through Cash-Flowing Rentals course by Semi-Retired MD is hands-down the best place to start. When Selenid and I enrolled, we had zero knowledge about rental real estate and had just finished training. Within three months, we bought our first property. Today, our portfolio produces more than $10K in monthly cash flow and has boosted our net worth by over $1M.
Quick Summary:
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If you want to skip straight to enrollment and start your journey building real estate cash flow – you can use the button below to register before enrollment closes on September 21st, 2025 with a special $500 discount if you use the code “affiliate”. There is also a full money-back guarantee by Nov. 11, 2025.
In full transparency, I do have an affiliate relationship with Semi-Retired MD. That means that if you purchase the course, they give me a small payment (not from you)!
Back to the review! Here are the topics I will cover…
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1. Introduction
As you know from reading my other posts, I am a real estate investor and love it. Direct real estate investing is a wealth accelerant that fits physicians as high-income earners very well and is a big part of the reason why my net worth grew from -$500k to >$1M in less than 5 years. Many have influenced my tilt towards real estate investing. But nothing has had the impact that the Semi-Retired MD course, Zero to Freedom Through Cash-Flowing Rentals, has had.
Honestly, this course, especially recently, has gotten a very bad rap. I think mainly because it has been so prolific and, of the MD/DO courses out there, it is relatively expensive at $4,999.
But let me be clear, this course is worth it and pays for itself. Again, I spent the $5K to take it when I just graduated training. I even had to use my credit card to pay for it, which is less than ideal. But the return on investment has been greater than I can put into numbers as investing in real estate has grown my net worth by over $1M while also cash flowing $10k monthly.
That is why I talk about this course. It’s true that if you buy the course through my link, I will receive an affiliate fee at NO added cost to you. But I’ve been recommending this course well before this platform allowed me to benefit from it.
Let me be clear: if you want to build a real estate portfolio to create a significant side income stream as a doctor, this course is the single best resource you need.
2. Background: What is Zero to Freedom?
Creators: Drs. Kenji Asakura and Letizia Alto are physicians and experienced real‑estate investors. They used real estate to replace their clinical income and retired from their employed internal medicine jobs.
Course format: Hands‑on 7 week program with videos, worksheets, lifetime access, community and live Q&As. Modules cover goal setting, the “one strategy,” building your team, creating a deal funnel, finding a property, performing due diligence, and beyond.
Discount: There is a $500 discount for those who purchase during the cart open sales window from September 12 to 21, 2025 making the effective cost $4499.
3. Who is it For?
This course is ideal for any physician who is serious about investing in real estate in the next three months and building a significant stream of income by doing so. If you already invest in real estate and want to optimize your portfolio or management, this course will still help but some material is likely to be redundant. We actually took the course twice (3 years apart) and found the refresher extremely helpful the second time as well. That’s the benefit of lifetime access.
If you are not fully committed, the course alone won’t do it for you. You need to be engaged and ready to take action.
And if you are only looking to buy 1 property, the course is probably not for you. It’s built for those looking to scale and build a significant portfolio.
4. Curriculum & Content
I will always be honest with you.
You can learn everything that is in this course for free by reading blogs, listening to podcasts, reading books, and picking the brains of other successful real estate investors. But that is not the point. The point of this course is to have all of the noise eliminated and have all of the signal condensed and presented to you in a way that you can take immediate action without wasting any of your time.
7 modules with a total of 50+ bite-sized audio/video lessons that cover all the steps for investors to follow to purchase and profitably operate rental real estate. Including key topics like:
- Choosing a market to invest in
- How to structure your real estate business
- Understanding the financials of a deal
- Mitigating risk
- Building a team of real estate professionals
- Contracts and negotiation
What’s Included in Zero to Freedom
- Learning Materials:
- Lifetime access to audio/video training modules and updates
- Worksheets, printables, and interactive calculators
- Live Support & Coaching:
- 7 live Q&A sessions with Leti and Kenji
- 40 office hour sessions with expert ZtF coaches
- “Ask Leti & Kenji” and Market Choice AI tools
- Community Access:
- Private Facebook group (Sept 12 – Nov 11, 2025) for peer + coach support
- Ongoing access to investor agent & vendor networks
- Bonuses with Enrollment:
- 60 days in Empire Builders membership
- Tax Course for RE Investors
- Finance & Time Mini-course
- Backstage Pass to Leti & Kenji’s real estate portfolio
Reminder: all purchases made during the enrollment window from September 12th to September 21st, 2025, are eligible for a $500 discount using the code “affiliate”. There is also a full money-back guarantee by Nov. 11, 2025.
5. Ease of Use & Learning Experience
After enrolling, you have access to a Pre-Course module.
This Pre-Course will introduce you to the basics of how the course will run including the use of an accountability tracker to measure your progress. Also, there is a huge amount of background knowledge and resources available to you through videos and downloadable, interactive forms. All of this will help to set the foundation for the course.
Once the course starts, you get access to a new module every week or two. Each module has a number of videos with Leti and Kenji on related topics covered in that week. There are also usually 1 to 2 interviews with pertinent real estate professionals (mortgage brokers, insurance agents, etc) relevant to the topics discussed in the module.
The platform is easy to use. The videos are clear. And any supplemental materials are formatted well.
6. Time Commitment:
You need to be ready to commit time to this course for it to be worth it. This is not the course that you put in the background while you do something else and expect to learn by osmosis. You need to be actively engaged.
Ultimately, your tasks break down to consuming the course contents themselves and doing homework. The homework forces you to take your knowledge and translate it into action. And then you record it into the Accountability tracker with every other student in the course. I know all of you doctors are competitive. This will get those juices flowing (in a friendly way of course).
In general, Selenid and I spent about 2-4 hours each week on the course itself during our first time taking it. We did it with full time jobs and 2 kids under 2. You can definitely find time to do it. Remember, this is something important and life-changing. Commit to it.
7. Support & Community:
This is one of the things that Leti and Kenji do very well. The community is A++. Honestly, the best of any course I’ve taken.
For one, there is the Facebook group for only those in that particular iteration of the course. So you have this large cohort to ask questions, get answers, and, yes, stay accountable to. I thought I would not like this component as I had never been in a Facebook group, let alone one like this. But I found it super helpful.
Second, baked into the course schedule, there are a ton of Q&A sessions with Leti and Kenji. I thought that these Q&A’s were pretty good. They last a couple hours so they were on the longer side but, even though I often felt like I didn’t have any particular questions, there were always at least 1-2 nuggets that I took away from it that impacted my approach.
Last, a number of coaching sessions with a few different physician coaches were included. I felt that these didn’t help me personally as much as the Q&A’s but they still were a net positive on the overall course. If nothing else, it helps to see how others in the group are faring.
8. Value & ROI:
I’ll share my own ROI and try to put some numbers on it.
The course was a one time fee of $4,999 but I’ll round to $5k for simplicity.
Within 1 month of completing the course, we bought our first investment property. In the first 12 months of owning it, we cash flowed (after all expenses) $13,500. So, even with just this one property and just 1 year, our ROI was 2.7x.
Fast forward 5 years to today.
We own 9 properties. These properties add about $500,000 in equity to our net worth. That right there is a 100x return.
And we currently cash flow $10k monthly. So each month, that cash flow represents a 2x return on the course tuition.
This is an immensely valuable course.
9. Pros & Cons:
Pros
- The content is actionable, easy to understand, and comprehensive
- The cash on cash calculator is what I still use today to analyze deals. This is worth the price of admission alone
- Community
- Insider contact within the real estate community in pretty much every real estate market (even Buffalo)
Cons
- I’ll be honest, I don’t think we can list the price as a downside after talking about the ROI
- I wanted to take the course all at once asynchronously to move even faster but they don’t allow that
10. Pricing & Enrollment:
The course costs $4,999.
However, all purchases made during the enrollment window from September 12th to September 21st, 2025, are eligible for a $500 discount using the code “affiliate”. There is also a full money-back guarantee by Nov. 11, 2025.
11. Final Verdict
It’s obvious by now that I cannot recommend this course any higher to anyone investing in or thinking about investing in real estate.
I would never make a recommendation unless I truly believed in it and this is one that I make wholeheartedly. My wife, Selenid, and I are very grateful to Kenji and Leti for sharing their experience and expertise with us.
Without finding Semi-Retired MD, we would not have been as successful as real estate investors. Without this course, we likely would have still have invested in real estate but I can guarantee we would not already have bought 9 rental properties with the first one coming within 3 months of starting our real estate education.
Invest in yourself! You see the ROI. There is nothing special about us. In fact, many who took the course have much bigger and more successful portfolios than us. You can do it too!
12. FAQs
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